A Powerful Organization Exclusively for Independent Operations in the Intermodal Industry
ICANA, an insurance program managed and administered by M&O California Insurance Services, Inc., was established to provide independent owner-operators and fleets access to insurance rates that reflect the combined purchasing power of its members.
Through our carriers, ICANA members are offered access to broad insurance options, as well as access to programs and benefits that would not otherwise be available to them as individuals. Our program ensures our members have greater control over their operating costs, while providing access to the protection and peace of mind they deserve. Through group purchasing power, ICANA Members receive:
• Access to low cost vehicle liability coverage with $1,000,000 limits
• Comprehensive physical damage coverage
• Trailer interchange, motor truck cargo, & refrigeration breakdown coverage
• Accidental Death & Dismemberment (Included)
• Occupational Accident Coverage Options
• Other great member benefits
Auto Liability
The program offers access to $1 million in vehicle liability coverage, with no deductible and $15,000/$30,000 uninsured motorist coverage included. In addition, you get $25,000 trailer interchange coverage with the option to increase coverage to $40,000.
Physical Damage
Get a minimum of $10,000 in coverage for any physical damage to your vehicle including theft coverage. There is a $1,000 deductible for physical damage and $5,000 deductible for theft coverage. Install the Intelegard System and there is no deductible for theft coverage.
Motor Truck Cargo
ICANA members have the option to participate in the Motor Truck Cargo program and can choose either $50K, $100K, or $250K in coverage per load. The deductible is $1,000 per loss. Refrigeration breakdown coverage is available at equal limits to motor truck cargo limits.
General Liability
General Liability insurance is coverage that protects you from a variety of exposures, including property damage, personal injury, bodily injury, and other exposures from business operations. As business owner, you need General Liability insurance to safeguard your livelihood.
Trailer Interchange
Trailer Interchange coverage provides physical damage insurance for trailers being hauled under a trailer interchange agreement. The coverage basically insures, the non-owned trailer while under your possession, from theft, damage, vandalism, collision, etc.
Occupational Accident
Protect your most important asset…the person behind the wheel. You can always replace a truck, but a person is a different story. Occupational Accident coverage includes medical, disability, death and dismemberment benefits for accidents that occur on the job.
